Original Medicare consists of two parts—Medicare Part A and Medicare Part B. Medicare Part A is the inpatient hospital insurance component, while Medicare Part B is the outpatient medical insurance component of the program. Together, the two offer medical coverage to senior citizens and people with disabilities.
This is what you need to know about Medicare Part A.
What Is Medicare Part A?
Medicare Part A is the inpatient hospital insurance component of Original Medicare. It covers any treatment that occurs within a hospital or similar facility. To get Part A, you must apply for Medicare and enroll unless you qualify for premium-free Part A. Most people who qualify for premium-free Part A are enrolled automatically once they turn 65.
Part A Enrollment
You can enroll in Part A using the Social Security website (ssa.gov) or by contacting Social Security directly, either in person or over the phone. If you’ve paid sufficiently into Medicare taxes, you won’t be required to pay anything for Part A benefits. Some people don’t qualify for premium-free Part A, but they do get their Part A benefits at a discounted rate. To determine if you are eligible for reduced premium Part A benefits, speak to an insurance professional now.
Part A Benefits
Medicare Part A covers:
- Inpatient hospital care
- Skilled nursing facility care
- Care delivered in a nursing home
- Care delivered in hospice
- Home health care
To find out if Medicare covers a service you need, it is best to speak with an insurance agent
Got Medicare Questions?
Heritage First is prepared to answer all of your Medicare questions today. Just give us a call to get started with a free consultation. We’ll help you figure out how to plot out your Medicare benefits and point you toward any other supplemental insurance products you may need. To get started, give us a call today at 816-931-0375.