Heritage First Blog


We help individuals and families work toward achieving their ideal retirements.

Low Supply Increases Demand

December 15, 2021

Across the board, we’re seeing the capitalist principles of supply and demand both drive and curb U.S. economic activity. As more people have emerged from their hermit-like existence throughout the…

What Are Medicare Advantage Special Needs Plans?

September 15, 2021

Medicare Advantage Special Needs Plans are varieties of Medicare Advantage Plans that are intended for Medicare beneficiaries with special; needs. Original Medicare consists of Parts A (hospital services) and B…

Medicare Advantage PFFS Plans

September 15, 2021

A Medicare Private Fee-For-Service (PFFS) plan is a Medicare Advantage plan, an alternative to Original Medicare (Parts A and B). These plans are individual insurance policies sold by private insurance…

How Medicare Agents Are Paid

September 15, 2021

Medicare consists of Original Medicare (Parts A and B), Part C (Medicare Advantage Plans), Part D (prescription drug plans), and Medicare Supplement plans. All of these plans, other than Original…

What in the world is the WEP & GPO, and how can it affect your retirement income plan?

July 20, 2021

By Ryan Hurr Financial Advisor – Heritage First Anyone who has heard these two acronyms/initialisms are likely the ones impacted by them. And if not, you will be or have…

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